You can compare maximum three products at a time. Please adjust the selection accordingly.
You can only compare three products at a time. Unselect an account or use clear all to start over.
Choose Your State
Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to us—see our Privacy Notice)
Important Note: U.S. Government Stimulus Funds
All direct deposit funds, including Federal stimulus payments, are deposited once a day in the overnight hours. If deposited, funds are credited by 6 a.m. local time. If the payment does not appear in your account at 6 a.m., please check back the following day. You can find the most up-to-date information on your Economic Impact Payment at IRS.gov.
FHA Loans
Perfect for first-time homebuyers looking for a loan to purchase a primary residence.
The key to your first home.
An FHA Loan[cite::56::cite] from California Bank & Trust is perfect for first-time homebuyers — and those with less-than-perfect or limited credit history — who are purchasing a primary residence. If you’re ready to buy, we’re ready to help.
Why Choose an FHA Loan
Insured by the Federal Housing Administration (FHA)
Flexible credit requirements
Down payments as low as 3.5%
Debt-to-income ratio can be above conventional limits
Loan amounts up to $729,750 (amount varies by county)
Funds needed to close — including down payment — can be gifted