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Perfect for first-time homebuyers looking for a loan to purchase a primary residence.
The key to your first home.
An FHA Loan[cite::56::cite] from California Bank & Trust is perfect for first-time homebuyers — and those with less-than-perfect or limited credit history — who are purchasing a primary residence. If you’re ready to buy, we’re ready to help.
Why Choose an FHA Loan
Insured by the Federal Housing Administration (FHA)
Flexible credit requirements
Down payments as low as 3.5%
Debt-to-income ratio can be above conventional limits
Loan amounts up to $729,750 (amount varies by county)
Funds needed to close — including down payment — can be gifted