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Traditional fixed-rate mortgages with constant interest rates and monthly payments that never change.
Keep your interest rate and payments right where you want them.
Long-Term Fixed-Rate Mortgages
The traditional long term fixed-rate mortgage[cite::56::cite] has a constant interest rate and monthly payments that never change. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Shorter Term Fixed-Rate Mortgages
These loans are fully amortized over a shorter term than a traditional mortgage and feature constant monthly payments. They offer all the advantages of the traditional mortgage loan, plus a lower interest rate—and you'll own your home twice as fast.