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Qualify for high-value real estate and maximize your cash flow with lower monthly payments.
Live large. Pay small.
With an Interest-Only Mortgage[cite::56::cite] from California Bank & Trust, you can qualify for more home while maximizing your cash flow. It’s a great way to purchase high-value real estate while keeping your monthly financing obligations affordable.
Why an Interest-Only Mortgage
Interest-only payments for a specific period of time (typically 5 to 7 years)
Principal remains unchanged for term of loan
Lower monthly payments can help you qualify for a more expensive home
Have money to put toward retirement, college tuition or a rainy-day fund
Ideal for Those Who
Want to purchase high-value real estate while conserving cash
Seek lower monthly payments and home equity that rises with your home value
Are comfortable with monthly payments that go up when the interest-only term ends