Found a great spot to build your home but aren’t quite ready to break ground? Come talk to a California Bank & Trust mortgage professional about our Lot Loans and One-Time Close Construction Loan[cite::56::cite] options. Before somebody takes your spot.

A Lot Loan allows you to:

• Receive up to 60% of financing on approved credit
• Secure the site while you finalize architectural plans

One -Time Close Construction Loan

Building your own custom home? Finance the land and your house, all in one loan:

• One closing instead of two saves you time and money
  
• Closing costs and interest payments during construction can be rolled into the loan