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Lot Loans
Once you’ve secured a great spot to build a house with a Lot Loan, a One-Time Close Construction Loan will finance land and home, all in one loan.
The ideal loan once you find the perfect spot.
Found a great spot to build your home but aren’t quite ready to break ground? Come talk to a California Bank & Trust mortgage professional about our Lot Loans and One-Time Close Construction Loan[cite::56::cite] options. Before somebody takes your spot.
A Lot Loan allows you to:
- Receive up to 60% of financing on approved credit
- Secure the site while you finalize architectural plans
One -Time Close Construction Loan
Building your own custom home? Finance the land and your house, all in one loan:
- One closing instead of two saves you time and money
- Closing costs and interest payments during construction can be rolled into the loan
Start your loan application now.