Considering a second home in your favorite vacation destination? Or an investment property to help grow your wealth? Either way, you should talk with a California Bank & Trust mortgage professional to get the mortgage products you need to do it right. We provide a variety of financing options[cite::56::cite] for single-family homes, townhomes, condominiums or multi-family dwelling up to 4 units.

Why Consider a Second Home

• Use it as a vacation retreat while the investment value appreciates
• Mortgage and home equity interest payments may be tax-deductible
• Leverage the equity in current home to help finance the purchase

Why Consider an Investment Property

• Get a new source of rental income
  
• Financing available for dwellings with just 1 to 4 units
• As little as 20% down payment required

Things to Remember

• Two years of property management experience is required to use rental income for loan qualification
  
• Mortgages for investment properties are for dwellings with 1 to 4 units