Pay. Send. Play.

How does Zelle work?

Zelle is a convenient way to send money directly between almost any bank account in the U.S., typically within minutes[cite::173::cite] [cite::175::cite]. Do you need to send money to your babysitter, pay your dog walker or split the bill when you’re out to dinner with friends? Save a stop at the ATM and send money with Zelle.

As a personal account customer, you can send or request money from people you know and trust[cite::174::cite] in a fast, easy way. Using the recipient’s email address and U.S. mobile phone number, you can use Zelle to send money to friends, family and almost anyone else you know who has a bank account in the U.S.

Get started now within Online Banking:

1. Navigate to the Payments Tab and select Send Money from the Payments menu to access Zelle.
   
2. Accept the Terms and Conditions to enroll.
3. Review the “Notice Regarding Receiving Text Messages” and click OK.
4. Choose your primary account you wish to have money sent to/from.
5. Review your account information (mobile phone number, email address and primary account).
6. Once you have completed the verification of your email and phone number on file you are now ready to use Zelle.

Or use our CBT Mobile Banking app:

1. Open your CBT Mobile Banking app and tap the “+” symbol, then tap “Send Money” to access Zelle.
   
2. Select “Get Started”, then accept the Terms and Conditions.
3. Review the “Notice Regarding Receiving Text Messages” and click OK.
4. Choose your primary account you wish to have money sent to/from.
5. Review your account information (mobile phone number, email address and primary account).
6. Once you have completed the verification of your email and phone number on file you are now ready to use Zelle.