Life seldom goes as planned. That’s why you need a plan.

Cars break down. Teeth need braces. Roofs leak. Second cars need buying. Throughout life, opportunities will knock and responsibilities will grow. So be prepared for both.

A personal loan or Advantage Line of Credit from California Bank & Trust can help.[cite::65::cite] We offer both unsecured and secured loans from $2,500 to $250,000 with convenient fixed monthly payments. And with our credit line product, you simply write a check when you need cash without tying up other assets.

Personal Unsecured Line of Credit (Advantage Line)

• Variable rates and terms up to 48 months
• Loan amounts up to $100,000    
• 0.25% discount for maintaining automatic payment from a CB&T Deposit Account   

Apply Online, in person at a branch near you or by calling TeleLoan™ at (800) 429-7685.

Personal Unsecured Term Loan

• Fixed rates and terms up to 36 months
• Loan amounts up to $250,000    
• 0.25% discount for maintaining automatic payment from a CB&T Deposit Account  

Apply Online, in person at a branch near you or by calling TeleLoan™ at (800) 429-7685.

Personal Secured Term Loan

• Fixed rates and terms that vary based on collateral
• Up to $250,000

Apply Online, in person at a branch near you or by calling TeleLoan™ at (800) 429-7685.