IMPORTANT: California Bank & Trust will be making security upgrades to our digital systems on Tuesday, June 23, 2020. To see how you can be prepared for this update, please click here.
Securities-Based Lending (ILOC)
Lending solutions with borrowing based on the value of assets in your investment account.
Back up your loan, we’ll back down your rate.
Investment Lines of Credit (ILOC)[cite::145::cite] provide liquidity at a lower rate, with borrowing based on the value of eligible assets in your investment account. Receive more efficient access to funds and lower rates than other forms of credit by using this ILOC product to help meet significant personal financing needs.
Line of Credit Limit
- Line of credit secured by an investment account
- Line amounts up to $10,000,000
Ideal for:
- Personal and investment real estate purchases
- Luxury purchases
- Tax payments
- Education costs
- Medical expenses
- Debt consolidation
- Business startup or expansion
- Business acquisitions
- Emergency expense