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Use a Certificate of Deposit to maximize your savings for a fixed period of time.
Minimum Opening Deposit
Fixed interest rate, compounded daily[cite::1::cite] [cite::16::cite]
Monthly Maintenance Fee
There are no monthly service charges for Certificates of Deposit. There is an annual maintenance fee of $15 per plan holder for IRA Certificates of Deposit.[cite::17::cite]
Early withdrawal/closure penalties may be assessed when principal is withdrawn from a CD prior to the maturity date. Early withdrawal penalty applies to withdrawal of funds before maturity, regardless of whether you are eligible to begin receiving plan disbursements.
The following services are included every month: